Income tax slab for the Financial Year 2017-18

Genesis 28:15





Income tax slab for FY 2017-18



Resident individual and NRI below the age of 60 years

 
Surcharge: 10% of tax for taxable income between Rs 50 lakhs to 1 Cr and 15% for taxable income higher than 1 Cr.
      

Resident individual of age of 60 years to less than 80 years


    
 
Surcharge: 10% of tax for taxable income between Rs 50 lakhs to 1 Cr and 15% for taxable income higher than 1 Cr.



Resident individual of age 80 years or above 

 
Surcharge: 10% of tax for taxable income between Rs 50 lakhs to 1 Cr
and 15% for taxable income higher than 1 Cr.


                  Some of you might be now wondering why it is written in the above slab that income till Rs 2,50,000 has no tax for residents of age less than 60 years instead of  till Rs 3,00,000. You might have heard Rs 3,00,000 as no tax income in the news. You heard it absolutely right and what you read in the above slab is right as well. I can explain.

 


Rebate under section 87A of Income Tax Act, 1961 for FY 2017-18



                 As per section 87A, a rebate of 100% or Rs 2500 (previously Rs 5,000), which ever is lower, is allowed to all resident individuals whose income is Rs 3,50,000 (previously Rs 5,00,000) or below.

              

Suppose,

you are a resident of age less than 60 years

your income = Rs 3,00,000

taxable income = Rs 3,00,000 - Rs  2,50,000 = Rs 50,000

tax = 5% of Rs 50,000 = Rs 2,500

As per section 87A,

your payable tax = Rs 2,500 - Rs 2,500(rebate) = 0

                

                So, for an income of Rs 3,00,000 and below, there is no tax. I hope it is clear.




Click here for Income tax slab for FY 2016-17 and to know more about Taxes in India

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